Critical Illness Details
A Critical Illness Plan means you can insure yourself against the risk of serious illness in much the same way as you insure your car and your house. It will give you the same security of knowing that a guaranteed cash sum will be paid if the unexpected happens and you are diagnosed with a critical illness.
This is a benefit policy which pays the SI as lump sum amount once you are diagnosed with one of the listed critical illness* like Cancer, Multiple Sclerosis, Paralysis, Coronary Artery Bypass Surgery, Major Organ Transplant, Primary Pulmonary Arterial, Hypertension, First Heart Attack, Stroke, Kidney Failure, Arota Graft Surgery.
Benefits/Advantages:
  • Very competitive premium rates
  • The insured receives the amount as lump sum so that he can plan the treatment accordingly
  • Expenses like donor expenses in a transplant surgery, which are not covered under normal health insurance policy, can be paid out of the amount received under this cover
  • Premium paid is exempt under the section 80 D of Income Tax Act as per existing IT laws
  • Hassle-free in house claim settlement
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*Conditions apply