HIV Care Details
There is a lot of social stigma attached to HIV, largely due to ignorance and misconceptions about the disease. This has resulted in HIV positive patients being isolated and neglected often by their own family members. HIV Care Policy has been devised to overcome these social barriers and pay heed to those suffering. It's a policy with several unique benefits and above all ensures care, anonymity and privacy to the policy holders. This policy fills the gap where all other policies and insurers treat HIV as an exclusion.
For the first time in India, an insurance policy that's been designed specifically for those diagnosed as HIV positive. HIV stands for Human Immunodeficiency Virus. It is the virus that causes AIDS. AIDS develops when the immune system of a person with HIV becomes very weak as a result of HIV infection.
HIV Care Unique Benefits
  • Complete confidentiality of the covered persons is ensured.
  • No bills/receipts. Lump sum is paid at one go once the claim is made.
  • Facilitates better health care at the critical stage (AIDS) with financial support.
  • This policy fills the gap where all other policies and insurers treat HIV as an exclusion.
  • Extension of medical cover for hospitalisation as an option.
Eligibility-Who can apply?
  • The policy will have to be proposed by governmental agencies, NGOs, societies or other registered bodies serving the cause of persons infected with HIV. The benefits-when payable, will be paid to the proposer who applies for it, for the benefit of the respective covered persons.
  • The HIV Care Policy can be issued to a group of persons already infected with HIV.
  • Covered patients must be members/beneficiaries of the proposer and availing its treatment/services.
  • There is no age limit for the applicants.